Measure the current state
Cash received before work − materials − labor − other cash out before the next payment.
Interactive calculator
Cash Conversion & Job Funding Calculator
Can cash received carry the job to its next payment?
The operating reality
Can cash received carry the job to its next payment?
Cash received before work − materials − labor − other cash out before the next payment.
Use timing-specific cash, not total contract revenue and total expected cost. A profitable job can show a negative early cash position.
Formula
What the calculator does
Cash received before work − materials − labor − other cash out before the next payment.
Read the result
Use the number as a decision baseline
Use timing-specific cash, not total contract revenue and total expected cost. A profitable job can show a negative early cash position.
Change one input at a time to understand the lever. The calculator is educational and does not promise financial performance.
Input safety
Blank, zero, negative, and divide-by-zero handling
Blank and negative entries resolve to zero. A negative result is reported as the simplified funding gap, not hidden or divided.
Put it in context
Related operating guidance
Use the calculator with the principle and solution that explain the operating decision.
Simple dollar example
Make the economics visible.
$5,000 received − $4,500 materials − $2,000 labor − $500 other = a negative $2,000 early cash position.
Illustrative only. Use your own numbers and assumptions; this is not financial advice or a guaranteed forecast.
Use your numbers
Is this job funding itself?
Use one consistent period. Results use only your entries and are educational, not financial advice.
What changes
One clear rule. One accountable next action.
Keep the workflow accountable
Use timing-specific cash, not total contract revenue and total expected cost. A profitable job can show a negative early cash position.
Frequently asked questions
Practical buying questions
Is this result a benchmark or forecast?
No. It uses only the values entered and provides an educational baseline. It is not financial advice or a guarantee.
Which period should I use?
Use one consistent period across every input. A monthly spend cannot be compared with annual closes without converting one of them.
What happens with missing or invalid inputs?
Blank and negative entries resolve to zero. A negative result is reported as the simplified funding gap, not hidden or divided.
Related reading
Keep following the operating system.
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